Free online financial education program through Pathway WBC
This time of year is a great opportunity to set goals for yourself and your family, and here at Pathway Lending and Pathway Women’s Business Center, there is one resolution we want everyone to commit to: financial empowerment.
Thanks to generous support from EverFi, we have 10 free, self-timed modules at PathwayWBC.org to get you started on the path to taking charge of your financial life. The financial decisions you make today will have a long-term impact on your life, so don’t wait until the New Year to start learning.
Each of the short modules covers a specific topic, and all you need to do is create a login and begin! Here are the free financial education classes we offer online:
- Credit Scores and Reports
What is a credit score? How is it calculated and who reports my credit score? How can I improve my credit score and what does is mean to have a good, bad, fair, or poor credit score?
- Credit Cards
Debit cards versus credit cards, comparing credit card offers and APRs, your rights as a consumer, and paying off your credit card balance.
Learn how to set savings goals and timelines, the different account types and savings vehicles, smart savings habits and more.
- Building Emergency Savings
Basic savings planning and tactics, how to determine how much you need to save, your paycheck and prioritizing spending, how to cut credit card debt, and where to keep your savings.
Learn what insurance is and how to determine which insurance you may need, plus types of policies and what they cover, premiums, copays and deductibles, common costs, and processing claims.
- Payday Loans
Watch a short video to learn about the dangers of payday loans, potential fees, and understanding your options and rights as a consumer.
- Mobile Payments
A short video explains mobile payments, devices and features, potential fees and tracking your spending.
Learn how taxes work so you can develop a strategy that works best for your financial situation. Explore the different types of taxes, the forms you need, and how taxes affect your paycheck and budgeting.
- Identity Protection
Investigate the causes of identity theft and consumer fraud, and learn how to protect yourself.
- Budgeting Tool
Learn how to create a personal monthly budget with this interactive tool that helps you track income and expenses, and better understand your financial habits to start working toward your financial goals.
These short interactive learning experiences will prepare you with the right skills to manage your financial future. Plus, each of the ten modules takes less than ten minutes to complete, and you can take them as many times as you want once you create your login.
Click the login button to get started or share the Financial Education Program login page with friends and family who want to take control of their financial life, and resolve to become financially empowered in 2017!